3Jane

3Jane

3Jane Rewards Voting Proposal

Eligible users can claim a reward upon launch
$16.9M
TVL
$102,291,780
TVV
9.8%
sUSD3 APY
ParadigmWintermute VenturesCoinbase Ventures
USD3: Enabling Cryptonative

Credit Expansion

USD3 is a yieldcoin backed by a pool of credit lines to crypto users and AI agents secured against future yield. Credit lines are underwritten against verifiable proofs of credit scores, DeFi/CEX/bank assets, and future yield. Staked USD3 (sUSD3) has levered exposure to the pool.

AAVE
AAVE aUSDCCRYPTO-BACKED
ETHENA
ETHENA sUSDeALGO-BACKED
3JANE
3JANE sUSD3CREDIT-BACKED
Borrow
* Visibility: Includes bank cash, CEX crypto, stablecoins, majors, alts, NFTs, farms, CDPs, money markets, DEX LP's, staking, restaking, vesting/hard-lock, derivatives DEXs, yield swaps (PT/YT), aggregators, insurance LPs, bridge LPs, options LPs, SocialFi, RWAs, lotteries, and prediction markets across all EVM chains.
0% Collateral
Credit Lines
Unlock your creditworthiness.

Instantly cash out USDC against your creditworthiness to farm, trade, or for other liquidity needs without posting collateral.

section04
Step 1

Deposit USDC to mint USD3 or sUSD3
& earn autocompounded yield.

Person
Creditor
USD3
3JANE
Arrow Right3Jane Protocol
Left Arrow
Bank
Step 2

Connect Bank
via Plaid.

USD3USD3
Right Arrow
Proof
Step 3

zkTLS proofs
of credit score via Credit Karma,
DeFi & cash assets, and
future yield.

Person
Merchant
Step 4

Cash out USDC.